Life

No matter what your circumstances, having the right life insurance arrangements can provide you with peace of mind knowing that if something were to happen to you, your family and/or business would be taken care of. A life insurance policy is designed to offer protection for your future and will pay a lump sum or ongoing payment in the event of your death, accident, illness or injury – depending on which type of policy you take out.

Total Permanent Disability

If because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience.
This insurance provides a lump sum payment if you’re permanently disabled due to illness or accident. The payment can be used for any purpose – living expenses, employing a full-time caregiver or modifications to your home for easy access of wheel chairs for instance. It can be particularly useful for eliminating or reducing debt so that you can maintain an affordable lifestyle.

Trauma 

With the advancement of medical technology most people who suffer a Trauma or Critical Illness event will go on to live for many years after the event. This might have direct implications on your life.

The diagnosis of a trauma or critical illness event can be earth shattering in any circumstances. The burden will be far greater if your financial security is also put at risk. Trauma insurance can take this pressure off, so you can spend your time focusing on recovering – not worrying about your finances.

Trauma cover provides a lump sum payment should you suffer a serious or potentially life threatening condition (Heart Attack, Stroke, Cancer, Loss of limb). This is designed to assist reduce debt, purchase specialized equipment, home modifications, and the choice is yours. This cover can be used to compensate for the loss of income (along with income protection insurance) while you recuperate from your illness. For many people due to different reasons Trauma Insurance might be a better and affordable choice as compared to Income Protection.

This insurance provides a lump sum payment if you’re permanently disabled due to illness or accident. The payment can be used for any purpose – living expenses, employing a full-time caregiver or modifications to your home for easy access of wheel chairs for instance. It can be particularly useful for eliminating or reducing debt so that you can maintain an affordable lifestyle.

A life insurance policy is designed to offer protection for your future and will pay a lump sum or ongoing payment in the event of your death, accident, illness or injury – depending on which type of policy you take out.