Nature and Scope of the Advice

Premium Finance provides advice to clients on Life Insurance, Health Insurance, Income Protection, Trauma Insurance, Total Disablement Insurance, Mortgage Repayment Insurance, Business Risk Insurance (Key Person Insurance, Business Buy/Sell Insurance).

Premium Finance provides advice to clients about their Mortgages and Personal Loans (eg. Fixed rate, variable rate, revolving credit, Low doc etc), Bridging loans, Reverse mortgage, Construction Loans, Home loan packages offered by various lenders.

Our Product Providers

  • Mortgages and Loans – ANZ, Westpac, Sovereign Home Loans, SBS Bank, Cooperative Bank, ASAP, Avanti Finance, Cressida Capital, DBR, First Mortgage Trust, Liberty Financial, Resimac, Select and Southern Cross Partners.
  • Life and Risk Insurance – Fidelity Life, AIA, Partners Life and Cigna.
  • Health Insurance – Partners Life, AIA, Accuro and NIB.

We don’t provide advice on existing Whole of Life or Endowment products. To get advice on those products you will need to consult a specialist for those products.

Fees or Expenses

In the event that you may require Premium Finance to act on your behalf in a transaction whereby we do not receive a commission from the above panel of providers or you request us to act on your behalf with a provider we do not hold an accreditation with we may charge a one off fee for this work to be completed. Any such fee would be agreed in advance and authorised by you in writing.