No matter what your circumstances, having the right life insurance arrangements can provide you with peace of mind knowing that if something were to happen to you, your family and/or business would be taken care of. A life insurance policy is designed to offer protection for your future and will pay a lump sum or ongoing payment in the event of your death, accident, illness or injury – depending on which type of policy you take out.take out.

Premium Finance offers you Affordable Life Insurance which is the first step of protecting your loved ones, family and business. You will never know what will happen tomorrow, so you should take into account all possible cases, so that you will guarantee a more secure financial future. We are ready to offer you Affordable Life Insurance so that you will have peace of mind knowing that we will take care of various things if something happens to you. Premium Finance has designed such life insurance policies that will be pocket friendly to all people. You don’t have to break the bank in order to get our Cheap Life Insurance. We offer you amazing choices you can opt for and never worry about anything. Providing Cheap Life Insurance we take the responsibility that we will pay a lump sum or any type of ongoing payment. All depends on what type of policy you will choose. There are different options such as illness or injury cases, death and many other types of accidents.

We, at Premium Finance, understand that life is not sometime going our way, so we have also designed Trauma Insurance New Zealand. Trauma can change your whole life which will bring all your financial security at risk. You can live with trauma for many years and this means you need to have a very reliable partner that can take the whole pressure off and solve all your finances. This will also give you a great chance to focus on your health and recover sooner without worrying about any financial issue. Trauma Insurance New Zealand is the best way if you suffer a serious condition like stroke, cancer or heart attack. Our specialists will bring the most effective ways to manage your specific situation while you recover from your illness. This is really an affordable choice, so grab this chance now which may be the most effective solution for the future!


With the advancement of medical technology most people who suffer a Trauma or Critical Illness event will go on to live for many years after the event. This might have direct implications on your life.

The diagnosis of a trauma or critical illness event can be earth shattering in any circumstances. The burden will be far greater if your financial security is also put at risk. Trauma insurance can take this pressure off, so you can spend your time focusing on recovering – not worrying about your finances.
Trauma cover provides a lump sum payment should you suffer a serious or potentially life threatening condition (Heart Attack, Stroke, Cancer, Loss of limb). This is designed to assist reduce debt, purchase specialized equipment, home modifications, and the choice is yours. This cover can be used to compensate for the loss of income (along with income protection insurance) while you recuperate from your illness. For many people due to different reasons Trauma Insurance might be a better and affordable choice as compared to Income Protection.

Total Permanent Disability
If because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience.
This insurance provides a lump sum payment if you’re permanently disabled due to illness or accident. The payment can be used for any purpose – living expenses, employing a full-time caregiver or modifications to your home for easy access of wheel chairs for instance. It can be particularly useful for eliminating or reducing debt so that you can maintain an affordable lifestyle.